Environmental
Environmental/Pollution risks create a unique challenge. We have a wide variety of products available to help handle these challenges. Whether it is for contractors, site-pollution, lender requirements, or other needs, we can help you find a solution. We can offer these coverages on a stand-alone basis or we have the ability to package this with other lines.
MARKET OVERVIEW
●Coverage Parameters
Our company can provide the following coverages:
- Contractors Pollution Liability
- Site Pollution Liability
- Combination policy include GL, CPL, and Professional
- Auto
- Umbrella
- Workers Compensation
- Underground Storage Tank Liability
●Insurer(s)
- AIG
- Everest
- Freberg
- Great American
- Crum and Forester
- Kinsale
- James River Insurance
●Commission Schedule
We pay generous, competitive commissions on all lines of business.
●Application Requirements
Submission Requirements:
ACORD Apps
5 years of currently valued loss runs
Supplemental Application
●Applications
| Title | View/Download |
|---|---|
| Contractors Pollution App.pdf | Contractors Pollution App.pdf |
| EAGLE Application_tcm295-241084.pdf | EAGLE Application_tcm295-241084.pdf |
| TankAdvantage Pollution.pdf | TankAdvantage Pollution.pdf |
| Pollution Legal Liability App.pdf | Pollution Legal Liability App.pdf |
FAQs
1Are these admitted products?
It will depend on the coverage quoted. Some we have admitted markets for and other we have non-admitted.
2Filing surplus lines taxes and fees?
We can file in many states. Please check with the underwriter to confirm that we can file in a particular state and if any filing fees will be required.
3What limits are available?
Most product capacity is up to $10 million.
4How quick is your turnaround time for quotes?
Generally 10-15 days once the submission is received.
5Can I get Mold Coverage by itself?
One cannot purchase a monoline Mold policy. It must be added as an endorsement to a Pollution product.
6Are there special requirements for Mold coverage?
Yes. Depending on the class of contractor, most seeking Mold coverage will be asked to complete a "Mold Awareness" training course (if they have not done so previously) and to have written company procedures in place for water damage/mold prevention.
7Can you write any type of contractor?
All, but EIFS.
8What states can you write in?
All states
9How many days in advance can you quote?
30-60 days depending on the carrier. .