Excess & Umbrella Liability

Our company offers very competitive excess/umbrella quotes thru A-rated markets. There are no minimum premium requirements to do business with us and we accept one-off submissions. We can offer admitted and non-admitted quotes and we will handle most surplus lines requirements. 



Coverage Parameters

Excess/Umbrella coverage on an admitted and non-admitted basis. We can provide both lead and buffer layers of coverage up to 10 million limits. (Higher limits available upon request and reinsurance approval.) Quotes are subject to company policy forms. Minimum premiums vary depending on the class.

Our target list of preferred classes include:

  • Service firms
  • Restaurants
  • Manufacturing
  • Hospitality
  • Real estate
  • Commercial trades and GC's
  • Retail
  • Auto
  • Property
  • Construction

We will consider new ventures.



We use only A-rated markets.


Commission Schedule

Varies with a 10% minimum; higher commission available depending on premium, class and activity.


Application Requirements

Submission Requirements:

ACORD Applications

5 years of loss runs for the excess and underlying policies

Copies of the underlying policies or binders

Supplemental Applications



No applications available.


1What is your commission?
10% minimum.
2What is your turnaround time to receive a quote?
48 hours if submission complete.
3Do you require a minimum premium?
No, we accept one-off submissions.
4Will you consider tougher classes?
5Who files the surplus lines taxes(if any)?
6What Supplemental Should I complete?
Please complete a Rapid Reservation with a detailed description of the insured operations. Once we have reviewed the information, we will provide you the most appropriate supplemental for the risk.
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