Personal Admitted

At Marketscout, we realize that every personal insurance customer has a different combination of assets and needs. Our job is to understand your client’s unique needs so we can formulate the perfect solution for you. We work with the leading high net worth insurance carriers in the industry so you can get the broadest coverage available at competitive rates.

Personal Non-Admitted Coverage Available

MARKET OVERVIEW

●Coverage Parameters

Coverages offered:

Homeowners Insurance
Automobile
Private Collections
Watercraft/Yacht
Excess Flood
Personal Excess Liability
WC for Domestic Staff
EPLI for Domestic Staff
Kidnap & Ransom
Aviation
Group Excess Liability
Travel Insurance

High Value Homeowners*

Single family dwellings
Condominiums
Tenant occupied dwellings
Course of Construction
Coastal exposures
Brush exposures
PC10
And more...

Automobile*

Standard
High class/high performance
Recreational vehicles
Collector
Antique
Trailers

Umbrella*

High limit availability (Up to $100 million)
Uninsured/underinsured motorist coverage
Optional EPLI coverage
Optional employee practices liability

Private Collections*

Jewelry
Fine arts
Furs
Silverware
Cameras
Stamps/coins
Wine
Guns
Other valuables

Yacht*

Standard (ski boats, runabouts, cruisers, fishing vessels, and sailboats)
Personal watercraft
Mega yachts
High performance

Aviation*

Private aviation

Group personal excess liability*

Limits from $5 million up to $50 million per participant

Kidnap and Ransom*

Coverage limits up to $50 million

Worldwide Travel Coverage*

Annual policy
Travel medical assistance
Worldwide travel assistance
Concierge services

*Terms, conditions and coverages vary by carrier and may not be available in all states.

●Insurer(s)

Listing of A Rated Carriers Available upon request.

●Commission Schedule

Highly competitive commissions

●Application Requirements

The MarketScout appointment process is quick and easy without the hassle of new business production requirements.

Click on the Company tab and go to Producer Agreement to get started.

●Applications

Title	View/Download
Homeowner.pdf	Homeowner.pdf
Umbrella Excess.pdf	Umbrella Excess.pdf
Automobile.pdf	Automobile.pdf
Kidnap and Ransom.pdf	Kidnap and Ransom.pdf
Trust LLC Questionnaire.pdf	Trust LLC Questionnaire.pdf
Watercraft Boat Yacht.pdf	Watercraft Boat Yacht.pdf
Aviation.pdf	Aviation.pdf
Equine.pdf	Equine.pdf
Excess Flood.pdf	Excess Flood.pdf
Acord App Collections	Acord App Collections
MarketScout Wine Application	MarketScout Wine Application
Fine Art Application	Fine Art Application
Commercial Artist Application	Commercial Artist Application
Museum Collection	Museum Collection
Exhibition Application	Exhibition Application
MarketScout Dealer Application	MarketScout Dealer Application

FAQs

1What is the minimum home value?

$500,000 is the minimum home value when written as an account including collections and umbrella. A primary home 2 million or more in some states does not require supporting lines. Underwriting guidelines must also be met.
*Lower coverage A available with Travelers.

2Do you offer wind storm coverage in coastal states?

Yes, in most coastal counties depending on state eligibility and underwriting.

3Can you write a homeowner policy with a protection class of 9 or 10?

Yes, as long as it meets underwriting guidelines.

4Can you write properties titled to an LLC or Family Trust?

Yes, as long as it meets underwriting guidelines.

5Do you write mono-line coverage?

Supporting business is not required for auto, collections, umbrella/excess liability, equine, watercraft, kidnap & ransom and primary homes with a replacement cost of $2 million or more. Underwriting guidelines and coverage minimums must be met.