Personal Admitted

At Marketscout, we realize that every personal insurance customer has a different combination of assets and needs.  Our job is to understand your client’s unique needs so we can formulate the perfect solution for you. We work with the leading high net worth insurance carriers in the industry so you can get the broadest coverage available at competitive rates.

Personal Non-Admitted Coverage Available


Coverage Parameters

Coverages offered:

  • Homeowners Insurance
  • Automobile
  • Private Collections
  • Watercraft/Yacht
  • Excess Flood
  • Personal Excess Liability
  • WC for Domestic Staff
  • EPLI for Domestic Staff
  • Kidnap & Ransom
  • Aviation
  • Group Excess Liability
  • Travel Insurance

High Value Homeowners*

  • Single family dwellings
  • Condominiums
  • Tenant occupied dwellings
  • Course of Construction
  • Coastal exposures
  • Brush exposures
  • PC10
  • And more...



  • Standard
  • High class/high performance
  • Recreational vehicles
  • Collector
  • Antique
  • Trailers



  • High limit availability (Up to $100 million)
  • Uninsured/underinsured motorist coverage
  • Optional EPLI coverage
  • Optional employee practices liability


Private Collections*

  • Jewelry
  • Fine arts
  • Furs
  • Silverware
  • Cameras
  • Stamps/coins
  • Wine
  • Guns
  • Other valuables



  • Standard (ski boats, runabouts, cruisers, fishing vessels, and sailboats)
  • Personal watercraft
  • Mega yachts
  • High performance



  • Private aviation


Group personal excess liability*

  • Limits from $5 million up to $50 million per participant


Kidnap and Ransom*

  • Coverage limits up to $50 million


Worldwide Travel Coverage*

  • Annual policy
  • Travel medical assistance
  • Worldwide travel assistance
  • Concierge services


*Terms, conditions and coverages vary by carrier and may not be available in all states.


Listing of A Rated Carriers Available upon request.


Commission Schedule

Highly competitive commissions

Application Requirements

The MarketScout appointment process is quick and easy without the hassle of new business production requirements.

Click on the Company tab and go to Producer Agreement to get started.

Title View/Download
Homeowner.pdf Homeowner.pdf
Umbrella Excess.pdf Umbrella Excess.pdf
Automobile.pdf Automobile.pdf
Kidnap and Ransom.pdf Kidnap and Ransom.pdf
Trust LLC Questionnaire.pdf Trust LLC Questionnaire.pdf
Watercraft Boat Yacht.pdf Watercraft Boat Yacht.pdf
Aviation.pdf Aviation.pdf
Equine.pdf Equine.pdf
Excess Flood.pdf Excess Flood.pdf
Acord App Collections Acord App Collections
MarketScout Wine Application MarketScout Wine Application
Fine Art Application Fine Art Application
Commercial Artist Application Commercial Artist Application
Museum Collection Museum Collection
Exhibition Application Exhibition Application
MarketScout Dealer Application MarketScout Dealer Application


1What is the minimum home value?
$500,000 is the minimum home value when written as an account including collections and umbrella. A primary home 2 million or more in some states does not require supporting lines. Underwriting guidelines must also be met.
*Lower coverage A available with Travelers.
2Do you offer wind storm coverage in coastal states?
Yes, in most coastal counties depending on state eligibility and underwriting.
3Can you write a homeowner policy with a protection class of 9 or 10?
Yes, as long as it meets underwriting guidelines.
4Can you write properties titled to an LLC or Family Trust?
Yes, as long as it meets underwriting guidelines.
5Do you write mono-line coverage?
Supporting business is not required for auto, collections, umbrella/excess liability, equine, watercraft, kidnap & ransom and primary homes with a replacement cost of $2 million or more. Underwriting guidelines and coverage minimums must be met.
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