Our comprehensive personal collection forms thoroughly address critical policy features rather than treat them as an afterthought to homeowners insurance.

• Agreed value, current market value or a combination of both with all-risk, worldwide coverage (including breakage and mysterious disappearance)
• No per-item limitations
• Coverage for personal collections while on loan to museum exhibitions
• No limitation on packers
• Consistent approach to loss in value
• Coverage for the cost of replacing or restoring the identifying labels for wine

A Rated Carrier

Competitive Rates

MarketScout Producer Agreement required along with E&O verification and respective state license. 

Title	View/Download
Fine Art Application	Fine Art Application
Wine Application	Wine Application

We have a seasoned team of underwriters with more than 30 years of experience. All we do is underwrite fine art and valuable articles. We do not handle other classes of business. Our expertise is in underwriting this class of business. We also have experienced fine art claim specialists that work with the most experienced conservation and restoration professionals.

$1000 in all states except FL; the FL minimum premium is $1250

All 50 states.

While other companies expect their adjusters to handle a wide variety of losses, from automobile damage to personal injury, we believe objects of a rare or valuable nature need expert attention. Our Fine Art claims specialists not only know the right questions to ask, they know where to go for the right answers. When an object is damaged, whether it's a Remington bronze or an Old Master drawing, our first priority is to minimize any further loss in value. To accomplish this, we employ only the most experienced conservation and restoration professionals and manage their processes to ensure exceptional results.

Yes, these two important perils are covered. Many policies do not cover these perils. Our policy is one of the broadest in the market place and compares favorably against the competition.