Individual Life

Our Life & Health Division's most popular and successful product lines! Through a variety of carriers, we are able to accommodate impaired health conditions for individuals seeking Individual Life, Long Term Care, and Disability coverage. We offer Term, Permanent, Whole Life, Key Man, Buy/Sell, Modified Benefit, Graded Benefit and Guaranteed Issue coverage. Our specialty is obtaining coverage for impaired health individuals. Once we obtain initial underwriting information (preliminary questionnaire) our strategic provider underwrites the risk in house thus matching the best carrier with the requested face amount, health conditions, age and location of the proposed insured. We have outstanding carriers for tobacco users. We insure Mexican citizens living in the United States. We write individuals with hazardous hobbies. There is no doubt we can help you with these individual lines of coverage.


Coverage Parameters

We can offer the desired limits are requested assuming the insured qualifies for such limit.


We represent over 30 Life carriers.

Commission Schedule

Our competitive commission depends on the specific carrier and type of coverage.

Application Requirements

We will assist in your appointment with the desired carrier. We also arrange for the Paramed exam.

No applications available.


1Why sets us apart from our competitors?
MarketScout has aligned itself with one of the nation's finest Managing General Agency (MGA). This firm assists in pre-qualifying all cases to determine the best carrier to quote the risk. With the buying power and influence of MarketScout and our MGA, we are able to create coverage that is uncommon for difficult risk.
2Arrangement for the insured's Port a Medic Exam?
3Do we provide service to have the agent appointed with the carrier?
4Do we have the carrier's interested in Key Man Life and or Buy Sell coverage?
5Can we arrange for the Agent to quote Term coverage on line?
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