Group Life

Our company has some of the most competitive carriers in the industry that offers Group Life, AD&D, Disability, Dental, Vision insurance and Employee Assistance Program (EAP). These lines of coverage can be bundled or unbundled. When placing dual or more lines of coverage (bundled) we can obtain multipolicy discounts. In many cases, we can obtain 2-3 year guaranteed rates. Our group dental carrier's offer a variety of benefit plans to meet the Employer and Employee economical and benefit need. In our dental policies, we include key policy terms and conditions that help protect the Employer and Employee from denied claims. Employee Assistance Program (EAP) services is now a major benefit being offered by Employers. In many cases we include an EAP program for no additional charge when purchasing some of these lines of Group coverage. We have a market for all industries and there is no maximum of the number of lives we can insure.


Coverage Parameters

Limits are determined by the specific product. In many cases, we can customize the limits to your desire.


Various carriers per each line of coverage.

Commission Schedule

We offer competitive commissions based on the specific line of coverage. Depending on the size of the account, we can incorporate your desired commission percentage in the rates.

Application Requirements

Not applicable.

No applications available.


1Do we have the ability to obtain discounted pricing?
Yes. Our quotes will include an additional discount.
2Can our dental carriers offer flexible benefits?
Yes. Our carrier offer multiple plan designs that can include "use any dentist" to a "fee schedule" dental program. Once we discuss the risk with you, we can create the plan that meets your clients benefit and pricing needs.
3Does the employer have a choice in the amount of Group Life to be offered to eligible employees?
Yes. Our carrier's can offer up to $500,000 per employee for groups of 10 or more. For groups with less than 10 employees the maximum available amount is $150,000.
4Are all Dental policy terms and conditions the same for all carriers?
No. Dental policy terms and conditions greatly vary. We can a key coverage that will enhance your ability to obtain new or retain existing business. Most agents are not aware of this coverage and it will help show your expertise and commitment to your client or prospect.
5Can we provide coverage to an Association?
Yes. Our carrier's are very interested and experienced in Association business.
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